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Clean Water State Revolving Fund Loan Program (CWSRF)

Sarasota water treatment plantThe Clean Water State Revolving Fund (CWSRF) program provides low-interest loans for planning, designing, and constructing water pollution control facilities.  The Department receives requests for funding each year for wastewater and stormwater projects. The information is used to establish project priorities for the following annual cycle.

Funds are made available for Planning Loans, Design Loans, Inflow/Infiltration Loans and Construction Loans. The Loan Terms include a 20-year amortization and low-interest rates. Financing rates vary based on the median household income, the poverty index, and the unemployment index, but average less than 50 percent of the market rate.

On June 10, 2014, the Water Resources Reform and Development Act of 2014 (WRRDA) was signed into law.  Among its provisions are amendments to Titles I, II, V and VI of the Federal Water Pollution Control Act (FWPCA).  These amendments require the Department to include Davis-Bacon wage rates and American Iron and Steel provision in all loan agreements.  To offset the additional costs that result from these new requirements, the base financing rate will be reduced by 1.0 percent in all construction agreements.  Additionally, these amendments will require the development and implementation of a fiscal sustainability plan for all construction loans.  This plan must be accepted and implemented prior to the final construction loan disbursement.  For additional information on Davis-Bacon, see the link to Davis Bacon Guidance under Highlights. Additional information on American Iron and Steel, including current and draft waivers, is available on EPA’s web site

Looking for forms or a copy of the rule?

The Water Pollution Control Manual provides general information about the CWSRF Loan Program and the Small Community Wastewater Facilities Grants program. It includes example documents, rules, forms, checklists, and standard form loan agreements.

Get information on all CWSRF loans from our interactive CWSRF mapping application.

Map Direct screenshot of CWSRF focus

CWSRF Assistance by Category as of July 1, 2017.
To date, the CWSRF program has surpassed $4 billion in total loans.

EPA Needs Category Cumulative Amount Graphical View
Energy Efficiency $12,841,095

For a detailed and downloadable view, please click on the pie chart below. CWSRF Assistance


Secondary Treatment $491,456,906
Advanced Treatment $1,669,077,919
Infiltration/Inflow $150,589,250
Sewer System Rehabilitation $437,250,697
New Collector Sewers $862,669,699
New Interceptors $343,660,047
Renewable Energy $49,914,249
Stormwater: Gray Infrastructure $195,816,848
Agricultural Cropland $226,935
Agricultural Animals $270,636
Ground Water, Unknown Source $518,217
Brownfields $4,312,000
Hydromodification/Habitat Restoration $28,882,211
Water Reuse $234,390,081
Total $4,481,876,789

Need further assistance or information regarding the program?
Please feel free to contact us. Contact information and mailing address for the Clean Water State Revolving Fund Program

Program Contacts

Davis Bacon Guidance

Requirements for the Green Project Reserve and Additional Subsidization

FY 2017 CWSRF Intended Use Plan

CWSRF Priority Lists

Loan and Grant Process Flow Chart

Other Water Project Funding Sources

Current Interest Rates

Planning Requirements

Publications & Forms

Clean Water State Revolving Fund Brochure

Readiness to Proceed Requirements


Frequently Asked Questions

How do I tell DEP I am interested in obtaining funds?... First step, fill out this Request for Inclusion Form.

Match your project to other funding sources!

Project assistance Request Forms are available. They will be reviewed by all groups, agencies and programs that provide financing to Florida utilities.  For more information on available funding, see the Florida Rural Water Association's brochure.

Last updated: July 07, 2017

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